Are Banks Open on Christmas Day in 2021?

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No, banks in the US are closed on Christmas Day in 2021

**Holidays may affect normal hours of operation

→ Click here for all bank holidays

Banks in the United States are closed on Christmas Day. December 26th is Sunday, so most banks will also be closed on Sunday too. In general larger banks are open on Christmas Eve 2021, but smaller banks may be closed. Expect reduced hours at branches that are open on Christmas Eve, typically they will close earlier than usual.

Source 1 - https://www.chicagofed.org/utilities/about-us/bank-holidays
Source 2 - https://www.frbservices.org/about/holiday-schedules